T&C's

Here it is, ready to copy and paste:

Intellectual Property Rights

1. Ownership

All content on this website, cuddlrplush.com (the "Site"), including but not limited to text, graphics, logos, icons, images, garment designs, prints, patterns, product photography, video, audio clips, digital downloads, data compilations, and software, as well as the compilation and arrangement thereof (collectively, the "Content"), is the property of Cuddlr Plush ("we," "us," or "our") or our licensors and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

2. Trademarks

"Cuddlr Plush," the Cuddlr Plush logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Cuddlr Plush or its affiliates. You may not use these marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this Site are the trademarks of their respective owners.

3. Product Designs

The design, cut, pattern, print, colorway, and overall appearance of our activewear products, including any original graphics, logos, or artwork appearing on them, are original works owned by Cuddlr Plush and may be protected by copyright, trade dress, and/or design patent rights. Reproduction, imitation, or derivative use of these designs for commercial purposes is strictly prohibited without our express written consent.

4. Limited License to Use the Site

Subject to your compliance with these Terms and Conditions, we grant you a limited, non-exclusive, non-transferable, revocable license to access and make personal, non-commercial use of the Site and its Content. This license does not include any right to:

• Resell or make commercial use of the Site or its Content
• Copy, reproduce, distribute, publicly display, or create derivative works from any Content
• Download or copy account information for the benefit of another merchant
• Use any data mining, robots, or similar data gathering and extraction tools
• Use the Content in any manner that could damage, disable, overburden, or impair the Site

5. User-Generated Content

If you submit reviews, photos, comments, or other content to the Site (e.g., product reviews or social media tags), you grant Cuddlr Plush a non-exclusive, royalty-free, perpetual, irrevocable, worldwide, sub-licensable right to use, reproduce, modify, adapt, publish, translate, and display that content in any media, for any purpose, including marketing. You represent that you own or have the necessary rights to the content you submit and that it does not infringe the rights of any third party.

6. Copyright Infringement Claims (DMCA Notice)

If you believe that any Content on the Site infringes your copyright, please send a written notice to our designated agent that includes:

1. A physical or electronic signature of the copyright owner or authorized representative
2. Identification of the copyrighted work claimed to have been infringed
3. Identification of the material claimed to be infringing and its location on the Site
4. Your contact information (address, phone number, email)
5. A statement that you have a good faith belief that the use is not authorized
6. A statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner

Notices should be sent to: [insert DMCA agent name/email/address]

7. Third-Party Content

The Site may contain links to third-party websites or display third-party content. We do not claim ownership of third-party trademarks, copyrights, or other intellectual property that may appear on the Site, and their inclusion does not imply endorsement or affiliation.

8. Enforcement

Unauthorized use of any Content, trademarks, or product designs found on this Site may violate copyright, trademark, and other laws and could result in criminal or civil penalties. We reserve the right to take appropriate legal action against any infringement of our intellectual property rights.

9. Reservation of Rights

All rights not expressly granted in these Terms and Conditions are reserved by Cuddlr Plush. Nothing in these Terms shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Content, trademark, or product design displayed on the Site without our prior written permission.

Just remember to fill in the DMCA agent contact in Section 6 before publishing.

Here's a Limitation of Liability clause you can add right after the IP section:

Limitation of Liability

1. Disclaimer of Warranties

The Site and all Content, products, and services offered through it are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. Cuddlr Plush does not warrant that the Site will be uninterrupted, secure, or error-free, or that any products purchased will meet your specific expectations regarding fit, color, or performance, beyond what is stated in our product descriptions.

2. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Cuddlr Plush, its officers, directors, employees, affiliates, agents, contractors, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, use, goodwill, or other intangible losses, arising out of or related to:

• Your access to, use of, or inability to use the Site or its Content
• Any products purchased or obtained through the Site
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Site
• Any bugs, viruses, or the like that may be transmitted to or through the Site by any third party
• Any errors or omissions in any Content or for any loss or damage incurred as a result of the use of any Content posted, emailed, transmitted, or otherwise made available through the Site

This limitation applies regardless of the legal theory on which the claim is based (contract, tort, negligence, strict liability, or otherwise) and whether or not Cuddlr Plush has been advised of the possibility of such damages.

3. Cap on Liability

In no event shall the total aggregate liability of Cuddlr Plush arising out of or related to these Terms and Conditions, or your use of the Site, exceed the greater of (a) the amount you paid to Cuddlr Plush for the product(s) giving rise to the claim, or (b) one hundred U.S. dollars ($100).

4. Product Use

Cuddlr Plush is not liable for any injury, damage, or loss resulting from misuse of its products, use outside of their intended purpose, failure to follow included care or safety instructions, or normal wear and tear.

5. Exceptions

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, or limitations on how long an implied warranty lasts, so some of the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

6. Indemnification

You agree to indemnify, defend, and hold harmless Cuddlr Plush and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms and Conditions, or your violation of any rights of a third party.

One real flag for an activewear brand specifically: if you're at all uncertain about product liability exposure (e.g., garments with drawstrings, reflective gear, anything marketed for kids, or performance claims), it's worth having a lawyer sanity-check Sections 3 and 4 — liability caps aren't enforceable in every state for certain claims, and that's a bigger deal for physical goods worn on the body than for, say, a digital product.

Here's a Dispute Resolution section incorporating your ChargeBlast auto-refund process:

Dispute Resolution

1. Contact Us First

If you have any dispute, concern, or issue regarding an order, we ask that you contact our customer support team before pursuing a chargeback, dispute, or claim through any third party, including your bank or credit card issuer. Most issues can be resolved quickly and directly. You can reach us at [insert support email].

2. Automated Refund Review

Cuddlr Plush uses ChargeBlast to automatically review and process eligible refund requests and payment disputes. When a dispute or refund request is submitted, ChargeBlast may automatically evaluate the claim against your order details and, where eligible, issue a refund without the need for manual chargeback proceedings through your card issuer. By placing an order on the Site, you agree that Cuddlr Plush may share relevant order and transaction information with ChargeBlast for the purpose of resolving disputes and processing refunds.

3. Chargebacks

We encourage you to allow the automated refund process described above to run its course before filing a chargeback with your bank or card issuer, as this is typically faster and avoids unnecessary fees or delays on both sides. Filing a chargeback for an order that is otherwise eligible for a refund through our standard process may result in delayed resolution, suspension of your account, or restriction from future purchases, at our discretion.

4. Informal Resolution

For disputes not resolved through the refund process above, you agree to first contact us and attempt to resolve the matter informally for at least 30 days before initiating any formal legal proceeding or arbitration.

5. Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions, the Site, or any products purchased, that is not resolved informally, shall be resolved through binding arbitration administered by [insert arbitration provider, e.g., the American Arbitration Association] under its applicable rules, rather than in court, except that either party may bring an individual claim in small claims court.

6. Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between Cuddlr Plush and you individually. You waive any right to participate in a class action, class arbitration, or representative action.

7. Governing Law

These Terms and Conditions, and any dispute arising from them, shall be governed by the laws of the State of [insert your state], without regard to its conflict of law principles.

Two things worth flagging:

• I described ChargeBlast generically based on what you told me (auto-review + refund). If it has specific policies, SLAs, or an opt-out process customers need to know about, worth folding those in.
• The arbitration clause (Sections 5–6) needs a real arbitration provider and your state filled in, and — like the liability cap — arbitration/class-action waivers are enforceable in most states but not universally, so this is one worth a lawyer glancing at before launch.

Got it — here's the corrected version:

Dispute Resolution

1. Contact Us First

If you have any dispute, concern, or issue regarding an order, we ask that you contact our customer support team before pursuing a chargeback, dispute, or claim through any third party, including your bank or credit card issuer. Our team handles refund requests directly and can typically resolve issues faster than a formal dispute process. You can reach us at support@cuddlrplushs.com. 

2. Chargeback Processing

Cuddlr Plush uses ChargeBlast to manage and respond to payment disputes and chargebacks initiated through your bank or card issuer. By placing an order on the Site, you agree that Cuddlr Plush may share relevant order, transaction, and communication information with ChargeBlast for the purpose of responding to and resolving any chargeback filed against a transaction.

3. Chargebacks vs. Refunds

We encourage you to contact our customer support team to request a refund before filing a chargeback with your bank or card issuer, as our team can typically resolve valid claims faster and without the delays associated with formal dispute proceedings. Filing a chargeback for an order that was otherwise eligible for a refund through our support team may result in the dispute being contested through ChargeBlast, delayed resolution, or restriction from future purchases, at our discretion.

4. Informal Resolution

For disputes not resolved through our customer support team, you agree to first contact us and attempt to resolve the matter informally for at least 30 days before initiating any formal legal proceeding or arbitration.

5. Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions, the Site, or any products purchased, that is not resolved informally, shall be resolved through binding arbitration administered under its applicable rules, rather than in court, except that either party may bring an individual claim in small claims court.

6. Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between Cuddlr Plush and you individually. You waive any right to participate in a class action, class arbitration, or representative action.

7. Governing Law

These Terms and Conditions, and any dispute arising from them, shall be governed by the laws of the State of Wyoming, without regard to its conflict of law principles.

Here are the three remaining sections:

Governing Law and Jurisdiction

These Terms and Conditions, and any dispute, claim, or controversy arising out of or relating to them, the Site, or any products purchased, shall be governed by and construed in accordance with the laws of the State of [insert your state], without regard to its conflict of law provisions. Subject to the arbitration provisions above, you agree that any legal action not subject to arbitration shall be brought exclusively in the state or federal courts located in [insert your county/state], and you consent to the personal jurisdiction of such courts. If you are accessing the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws, to the extent applicable.

Payment Terms

1. Pricing

All prices listed on the Site are in U.S. dollars and are subject to change without notice. We reserve the right to correct any pricing errors, including those caused by typographical mistakes or technical issues, even after an order has been placed.

2. Payment Methods

We accept the payment methods displayed at checkout, which may include major credit and debit cards and other third-party payment processors. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge the full order amount, including applicable taxes and shipping fees, at the time of purchase.

3. Order Acceptance

Your receipt of an order confirmation does not constitute our acceptance of your order. We reserve the right to refuse or cancel any order for any reason, including suspected fraud, pricing errors, or unavailability of product, and will issue a refund for any order we cancel.

4. Taxes

You are responsible for any applicable sales tax, use tax, duties, or other governmental charges associated with your purchase, which will be calculated and added at checkout where required by law.

5. Third-Party Payment Processors

Payments are processed through third-party payment processors. We do not store your full payment card details on our servers. Your use of any third-party payment processor is subject to that provider's own terms and privacy policy.

6. Failed or Disputed Payments

If a payment fails, is declined, or is later reversed (including through a chargeback found to be invalid under our Dispute Resolution process), we reserve the right to cancel the associated order, suspend your account, and/or pursue collection of any amounts owed.

Acceptable Use Policy

1. Permitted Use

You may use the Site only for lawful purposes and in accordance with these Terms and Conditions. You agree to use the Site only to browse, purchase, and receive products and services as intended.

2. Prohibited Conduct

You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
• Impersonate or attempt to impersonate Cuddlr Plush, a Cuddlr Plush employee, another user, or any other person or entity
• Submit false, fraudulent, or misleading information, including when placing orders or filing chargebacks or disputes
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or that could harm Cuddlr Plush or Site users
• Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Site, the server on which it is stored, or any server, computer, or database connected to it
• Introduce any viruses, trojan horses, worms, or other material that is malicious or technologically harmful
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site or its Content without our express written permission
• Use the Site to advertise or sell any goods or services without our consent
• Abuse, threaten, or harass Cuddlr Plush staff or other users, including through customer support channels

3. Consequences of Violation

If we determine, in our sole discretion, that you have violated this Acceptable Use Policy or any other part of these Terms and Conditions, we reserve the right to take any of the following actions, with or without notice:

• Issue a warning
• Cancel any pending or future orders
• Suspend or permanently terminate your access to the Site or your account
• Refuse service to you in the future
• Pursue any and all remedies available to us at law or in equity, including seeking damages and/or injunctive relief
• Report you to law enforcement authorities where conduct is believed to be unlawful

4. No Waiver

Our failure to enforce any provision of this Acceptable Use Policy shall not constitute a waiver of our right to do so in the future.